Iran says IDB offers $34-million loan

Iran says IDB offers $34-million loan
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Question will your debt improve by hainvg one bill to pay instead of several??? You are better off calling the credit card companies to ask their help in reducing your interest rates and making a conscious effort to pay the debt you have rather than focusing on consolidation. Please don't consider one of those debt settlement places. They ruin your credit so badly that you may as well go bankrupt and owe nothing. What's the difference between 7 years and 10 years of horrible credit that affect your interest rates, housing options, insurance rating and mainly your reputation??? You should consider a plan to pay what you owe and do it wisely. As you pay bills, take the same amount and apply to the next bill, then to the next bill, etc. Having one bill won't get you any further ahead than hainvg several you owe what you owe. Get to the library and check out Dave Ramsey's books on how to make a sensible plan. Reduce current expenses and increase income any way you can to get out of debt. You didn't get into debt overnight so there's no overnight solution except common sense and a diligent attempt to do what's right. You CAN do it but not by hainvg everything you want. Start a savings account for long term needs and shop by value instead of cost. Look at both simple and complex debts. Consider downsizing home, car, wardrobe needs, etc. There were no credit cards 30 years ago and yet people had more. You can live without cable, cell phone, dinners at McDonalds, etc. Don't try to keep up with the Joneses they're broke!!! Worry about needs before wants and you'll be amazed that you don't need a loan you need a plan.

Suheil (not verified) Wed, 07/16/2014 - 09:16

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