NBB Records a 4% Growth in Net Profit Attributable to the Shareholders for the Year Ended 31 December 2025

National Bank of Bahrain B.S.C. (NBB) has reported a 12% increase in its net profit attributable to shareholders reaching BHD 18.2 million (USD 48.3 million) for the fourth quarter ended 31 December 2025, compared to BHD 16.2 million (USD 43.0 million) in the same period of 2024. The profitability performance was primarily attributable to higher net interest income driven by the Group’s resilient balance sheet.

Earnings per share increased to 8 fils (USD 2 cents) for the fourth quarter of 2025 compared with 7 fils (2 cents) in the same period of 2024.

Total comprehensive income attributable to NBB’s shareholders for the quarter decreased by 15% to BHD 16.7 million (USD 44.3 million) compared to BHD 19.6 million (USD 52.0 million) in the same period of 2024. The decrease is attributable to the negative mark-to-market movements of the bond portfolio.

Year-to-date

NBB has reported a 4% increase in its net profit attributable to the shareholders for the year ended 31 December 2025, reaching a record level of BHD 85.1 million (USD 225.7 million) compared to BHD 81.9 million (USD 217.3 million) for the year 2024. The increase reflects the Group’s diversified non-interest revenue streams.

Earnings per share increased to 38 fils (USD 10 cents) for the year compared with 36 fils (10 cents) in 2024.

Total comprehensive income attributable to NBB’s shareholders for the year ended 31 December 2025 decreased by 9% to BHD 82.7 million (USD 219.3 million) compared with 91.0 million (USD 241.4 million) in 2024. The decrease is primarily attributable to the negative mark-to-market movements of the equity portfolio.

Balance sheet

The Group’s total equity attributable to shareholders increased to 585.0 million (USD 1,551.7 million) as of 31 December 2025 compared to BHD 583.8 million (USD 1,548.5 million) reported as of 31 December 2024.

The Group’s total assets increased by 14% during the year to BHD 6,276.6 million (USD 16,648.8 million) compared to BHD 5,522.2 million (USD 14,647.8 million) recorded on 31 December 2024 and was driven by the Group’s core activities.

Dividend

Following the Group’s strong performance, the Board of Directors proposed a cash dividend of BHD 79.0 million or 35% per share equivalent to 35 fils, inclusive of 10% interim dividends announced and paid during August 2025.

The appropriations are subject to the approvals of the regulatory authorities and the shareholders at the Annual General Meeting.

Commentary

On the occasion, Mrs. Hala Ali Husain Yateem, Chairperson of NBB, said: “NBB concluded 2025 with record financial results, reporting an attributable net profit of BHD 85.1 million – a 4% increase over the previous year and the highest annual profit in the Bank’s history. These results highlight our financial resilience, which sets us up for long-term growth and sustained value creation. With a return on average equity of 15% and a proposed dividend distribution of 35% for the year, we continue to deliver competitive returns to our shareholders. Beyond our financial achievements, we continued to embed ESG principles further across our operations and financing activities. As we enter 2026, we remain focused on prudent governance and a clear strategic vision to deliver measurable impact for our shareholders, customers, and the Kingdom of Bahrain.”

Usman Ahmed, Group Chief Executive Officer of NBB, commented: “We ended the year with an operating profit of BHD 93.4 million, marking a 3% rise over 2024. Our strong profitability was further supported by continued growth of our balance sheet, with total assets increasing by 14% relative to year-end levels. Loans and advances and customer deposits grew by 6%, reflecting sustained momentum across the Group’s core banking activities. We continued to deepen our commitment to customer excellence, opening 6 SME across Bahrain, launching digital loan top-ups for our retail customers, introducing host-to-host connectivity for our corporate clients and introducing an AI assisted Chatbot for augmenting service. Our KSA and UAE businesses posted combined loan growth of 52% as we strengthened our presence across diversified customer segments, industries, and solutions. Our employees contributed over 1,000 volunteering hours towards several educational and entrepreneurial programmes. We are committed to building upon our operational strengths and delivering excellence across every dimension of our business.”

We would like to inform our shareholders that the audited consolidated financial statements and the press release are available on the Bahrain Bourse website.

National Bank of Bahrain B.S.C. shares are traded on Bahrain Bourse under the trading code: NBB.