A 'sugar baby' has claimed that having multiple sugar daddies has made it possible for her to embark on an expensive university degree.
Chloe, 18, from London, is an undergraduate university student studying psychology and neuroscience, and plans to become a chartered clinical psychologist, which requires both a master's and doctorate degree.
The student demands strict terms from her sponsors, requiring a monthly allowance of £1500-3000 per sugar daddy, as well as shopping trips, occasional gifts, dinners at The Shard, and holidays to far-flung destinations including Las Vegas and Asia.
She sees up to six sugar daddies a month, dependent on her university schedule, and in return she offers her companionship and meet-ups two to four times a month - and says she never gets intimate with them.
Chloe has no qualms about her career choice, and although her family aren't aware of her occupation, her friends are supportive, and she describes it as an 'incredibly rewarding' job which allows her a comfortable life as a student.
Speaking to FEMAIL, Chloe said: 'I decided to become a sugar baby during the summer holidays before I began university as I was very concerned about money and this seemed like a very attractive option.
'The amount of sugar daddies I see a month is dependent upon my university schedule, during term time I will see between one to two a month, however when I’m not at university that amount could vary anywhere between four to six a month.'
She added: 'This career field is highly appealing to me due to its incredibly rewarding nature. In my free time, I thoroughly enjoy traveling and experiencing new cultures.
Describing her arrangements with the men she meets on website Seeking Arrangement, she explained: 'I typically seek an adequate monthly allowance to help fund my lifestyle. This varies from £1500-3000 a month per sugar daddy.
'I also seek shopping trips, occasional gifts, travel and meals out.
'In return, I offer excellent companionship and see each of my sugar daddies between two and four times a month.
'Although I have not informed my family about my sugar baby lifestyle, the majority of my friends are aware and are supportive of it. I have even helped some of my closest friends to discover the benefits of entering the 'sugar bowl'.'
Chloe even credits her career for inspiring her to travel more, after being taken on holidays by sugar daddies.
She said: 'My life has been upgraded is through the amount of travel opportunities which I have experienced since becoming a sugar baby, including Las Vegas and Asia.
She said: 'I visited Greece with one sugar daddy aged around 35. I accompanied him on a business trip, staying in a luxury hotel and receiving a large amount of spending money.'
Speaking about her gifts, she continued: 'I've accumulated luxury items, including numerous designer bags, shoes, watches, clothing and jewellery.
'I have received Tiffany and Swarovski jewellery, around £800 worth of designer shoes, AirPods, a Christian la croix handbag and university text books to the value of £200'.
And Chloe claims that her chosen career gives her more time to study, and a more comfortable life as a student.
'It has greatly enchanted my life as a student, from being gifted expensive textbooks to no longer having to work long and strenuous bar shifts, which would be detrimental to my studies.'
Speaking about the highs and lows of her job, Chloe explained: 'The best part of being a sugar baby is the financial freedom it gives you. However, the worst part is receiving judgment from friends and family who do not fully understand the concept of sugar dating.
'All of my arrangements have been completely platonic and are based solely on companionship. In future I would like a relationship, but not with a sugar daddy'.
Describing her perfect date, the student lists Mayfair as the ideal location, and favours the Shard.
'The best area of London to date is Mayfair, due to its magnetic appeal to wealthy and successful businessmen.
'It also offers a fantastic array of restaurants and bars, in which to work your 'sugar magic.
'Undoubtedly, the top place to go on a date in London is the Shard', she said.
'This is due its wide selection of restaurants and bars as well as unbeatable views of London City. Another excellent date option is rooftop bars, such as The Rooftop St. James, which are perfect for warm summer evenings.'
Describing her typical companion, she continued: 'The typical London sugar daddy works in finance and/or banking in the city, he'll take you on your first date to an expensive meal in Mayfair and he's between 35 and 50 years old.'
And explaining a typical 'sugar baby', she continued: 'She is a young, ambitious and attractive female, who has clear, outlined goals and desires, and enjoys the company of older and wiser men, whom she can learn from.'
Chloe also shared her typical date outfit, preferring to opt for modest and 'classy' ensembles.
She said: 'If I'm going to the theatre, movie or to a cafe I would go for a white blouse, smart black trousers or jeans and a pair of black heels, completed with a black designer handbag.
'For a concert I'd go for jeans and black blazer, accompanied by a merchandise t-shirt associated with said concert performer. Wearing such a t-shirt displays interest in the concert and gratefulness for your sugar daddy purchasing tickets.
'An ideal dinner outfit would consist of a classy little black dress, matched with a pair of designer heels and handbag, such as the Yves Saint Laurent cross-body bag.
To complete the outfit, I would add a suede white jacket and elegant silver jewellery.'
And Chloe has a range of conversation starters to break the ice and any awkwardness - as well as a handy tip to broach the subject of her terms with a new sugar daddy.
'One conversation starter which I like to employ, is: 'Tell me one surprising fact about yourself.' This starter stands out and enables you to connect on a deeper level,' she said.
'Another useful tip is that eye contact and body language are key components in enabling a comfortable and flowing conversation.
'When it comes to asking questions, it is important to first ask the potential Sugar Daddy about himself, before moving on to questions regarding the potential arrangement - usually on the second date.
'I ask about his hobbies, interests and favourite places to travel. Then I'll usually ask whether they've had any previous arrangements and what they were. I then find out what their ideal arrangement would be.'
Appearance is key in Chloe's line of work, and she always carries handbag essentials with her.
'One purse essential is travel-sized versions of my favourite make-up items and perfume. These are ideal to maintaining a fresh appearance throughout the date. Another essential item is breath spray or mints, especially if the date comprises of a meal.'
And Chloe is also extra vigilant when it comes to safety, adding: 'I always ensure that my close friends are aware of my location and able to track it, through using the app 'Find My Friends.'
'I also always arrange to meet my Sugar Daddies in a public place.'
But sometimes men have no intention to enter a 'mutually beneficial' relationship, a term which Chloe describes as 'salt daddy'.
'In my opinion, the best way to avoid Salt Daddies is to be patient,' she said.
'Spend time talking via text or phone prior to meeting. The Salt Daddies will eventually flake out because they have no interest in being part of a fulfilling arrangement which involves an investment of time and resources.
'Patience is a virtue. Furthermore, if a meeting is to happen, sugar babies can do much to verify a POT Sugar Daddy's caliber in many ways, from how he treats service staff to his appearance, grammar, manners and more.'
Praising the site, which claims to bring those seeking financial benefits together with those wanting companionship together, Chloe said of SeekingArrangement.com: 'I think it's an excellent choice for sugar newbies, due to their blog titled 'Let's Talk Sugar' which offers lots of advice and guidance.
'This makes the website significantly stand out in comparison to other sugar dating websites.
'It also offers verification options for both sugar babies and sugar daddies, enabling each party to be sure of each other's legitimacy.'
© Associated Newspapers Ltd.