Najm credit card doubles its rewards

Majid Al Futtaim Finance is raising the bar, for users of its Najm credit cards, by offering one of the best (richer) cash back rewards in the UAE with its reenergized rewards offering. From June 1, the new Najm credit card reward scheme will be introduced, effectively doubling the rewards currently on offer across all levels of cards.

At the top tier of benefits, Gold card customers can now earn 4% cash back on all Carrefour spends and 2% on all other transactions outside of Carrefour. Najm rewards also offer the most attractive redemption value with their cash back. With no minimum spend and no tiers on cash back earnings, customers have the opportunity to receive up to a massive AED 6000 cash back per year which is a value unmatched by any other cash back programs in the market. Customers will receive an automatic redemption voucher with their monthly billing statements.

Silver card customers will also see increased benefits of 3% when shopping at the family-favourite store, in addition to all non-Carrefour spends receiving a cash back reward of 1%.  Previously, Free-For-Life Najm credit card customers did not receive cash back rewards, but under the new and energized scheme they now receive 2% on Carrefour and 1% cash back on all other spend. They will also be given the opportunity to double their rewards by opting to upgrade to a fee paid Gold or Silver Najm credit card.

Majid Al Futtaim Finance CEO Rasool Hujair said, “We understand that customers are constantly looking for new and innovative ways to save money, especially on everyday items.  The Najm credit card offers cash back on everything you spend, and even more so on purchases at Carrefour which already offers significant value for money.  Additionally, the Najm credit card offers a long list of partner benefits making this card one of the most rewards heavy credit cards in the UAE.”

The Najm credit card does not simply stop with cash back rewards, it also offers its users exclusive retail, entertainment and leisure privileges and discounts, all of which are relevant to the lifestyle in the UAE.  Endless benefits and significant discounts can be received from the Najm credit card, including dedicated payment counters at Carrefour and the best seats in the house at Cinestar Cinemas, as well as additional discounts on food & beverage.  Up to 30% discount on both Ski Dubai and Playnation, up to 25% on your favourite fashion brands such as Jane Norman, Mexx, Liz Clairborne, Monet  and dining accounts at select hotels ,are also extended to Najm credit card holders. 

“Majid Al Futtaim Finance is continuously bringing new and innovative products to the market by leveraging its exclusive relationship to the Majid Al Futtaim retail, shopping and entertainment businesses.  The new Najm cash back program at Carrefour illustrates the powerful and unique synergies among the Group’s businesses,” said Chairman MAF Finance and CEO MAF Ventures Ahmed Galal Ismail.

“Our research indicates that these new cash back rewards are unparalleled in the market and are one of the most beneficial in the Middle East. It’s not just the increased cash back rewards, our customers will be able to take advantage of a long list of offers provided by our partners. Our message is simple, you are going to spend anyway so why not get maximum cash back” concluded Hujair.